Saturday, January 25, 2014


I'm tired.

I haven't been posting largely because I am tired and the most interesting part of the house has been built. That would be the thermal envelope in case you couldn't tell.

I've been working a HUGE amount of hours to make sure we can pay for the house while we were waiting to hear about our construction loan. I anticipated that we would be able to get the loan, but I didn't want to use too much money so the pay back amount was reasonable.

Well, it turned out we did not get approved. I'm not sure, but I think the underwriter was just not comfortable with giving us a construction loan so late in the process. The loan officer said he could not tell what had been paid for and what had not been paid for. I don't know really what the problem was.

I applied at a my builder's bank yesterday for about $128,000 which will pay off the current mortgage and $90,000 to finish the house. Wish me luck.

So what this all boils down to is that I am working all the hours I can (I work in an emergency department where there are almost always extra hours) until I can find out where we are in the loan process. Worst case scenario is that I would have to get a home equity loan on my house to pay for John's house. Then he would pay me back. Not really the way I want to do it.

I've got the night shift tonight. Need to go take a nap.

I do have more photos. Later.


  1. That's a bummer to hear. I hope the new bank is a better option! Have you received the Cycle Oregon emails. Are you interested in it again this year? I promise not to get sick!

  2. I have been getting the Cycle Oregon emails, but really haven't really paid attention to them. If you want to go, I'm game. Just make sure I get on my bike. I don't want to suffer like last time. That was seriously painful.